Investors Only
Commercial Lending
T (702) 537-0982
F (702) 537-0983

No Income and Stated Income

Single family, condos, town homes, duplex, triplex, fourplex and 5+ units

NIVA/NINA/SIVA – If you don’t want to show your income, or maybe your new to investing, this may be the loan for you. We don’t ask for income documents. No tax returns or 4506t will be needed. This is an asset and performance type loan. We don’t care about how many other properties you own. Cashout refinance allowed.


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No Income and Stated Income

Office, Retail, Warehouse, Self-Storage, Automotive Service (no gas stations)

Looking for a loan on office space maybe even owner occupied? This program is designed for investors that want the property to be star in the application. This loan is based in the rental income of the property and a Debt Coverage Ratio.


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Large acquisition and refinance

Property types: Single family, condos, town homes, duplex, triplex, four plexes, and 5+ units

These deals have a minimum 500K loan amount and at least 5 doors. Do you know of a group of properties for sale? Or do you already have properties with several investors that you would like to consolidate? This is an excellent program for properties that are cash flowing.


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